Cost of Dental Crowns in Loveland, OH

Your Complete Pricing Guide to Dental Crowns

Understanding dental crown costs helps you make informed decisions about your oral health investment. Patients from the Cincinnati, Mason, and Montgomery areas often have questions about pricing, insurance coverage, and payment options for crown treatments. This comprehensive guide breaks down everything you need to know about dental crown expenses.

Dental crown costs vary significantly based on multiple factors. The type of material, complexity of the case, and additional procedures all influence the final price. Smart patients research their options before committing to treatment.

Don’t wait until small problems become major expenses. Contact our dentist near you today at (513) 677-3656 to discuss your crown treatment options in Loveland. Patients throughout Lebanon and the greater Cincinnati areas trust our practice for affordable, high-quality dental care that fits their budget and exceeds their expectations.

Dental Crown Costs in Loveland

Dental crowns represent both a significant financial commitment and a long-term investment in your oral health. Quality crowns restore function, protect damaged teeth, and improve your smile’s appearance. Patients in Loveland can expect to invest between $800 and $2,500 per dental crown. This range reflects the variety of materials, techniques, and case complexities available. Simple cases with basic materials fall at the lower end, while complex cases requiring premium materials reach the higher range.

Factors Affecting Crown Costs

Crown Material Selection

• Porcelain Crowns: All-porcelain crowns typically cost between $1,200 and $2,500 per tooth. These crowns offer superior aesthetics and natural appearance. They work excellently for front teeth, where appearance matters most.
• Porcelain-Fused-to-Metal (PFM): PFM crowns range from $1,000 to $2,000 per tooth. They combine metal strength with porcelain aesthetics. These crowns provide good durability and acceptable appearance for most situations.
• Metal Crowns: Gold and metal alloy crowns cost between $800 and $1,500 per tooth. They offer exceptional durability and longevity. Many patients choose metal crowns for back teeth where strength matters more than appearance.
• Zirconia Crowns: Zirconia crowns range from $1,500 to $2,500 per tooth. They provide excellent strength and good aesthetics. These newer materials offer the benefits of both metal and porcelain options.

Tooth Location and Complexity

Front teeth require more aesthetic materials and careful color matching. This attention to detail increases costs compared to back teeth. Complex cases involving significant tooth loss or unusual anatomy also command higher fees.

Bite alignment issues can complicate crown placement. Teeth with unusual positioning may require additional preparation time and skill. These factors contribute to the overall treatment cost.

Additional Procedures

• Root Canal Treatment: Many crowns require root canal treatment before placement. Root canals add $800 to $1,500 to the total cost. This procedure becomes necessary when tooth decay reaches the nerve.
• Gum Treatment: Periodontal treatment might be necessary before crown placement. Healthy gums support crown longevity and appearance. Treatment costs vary based on the extent of gum disease present.

Insurance Coverage for Dental Crowns

Dental insurance typically covers 40-60% of crown costs when treatment is medically necessary. Coverage varies significantly between insurance plans and providers. Some plans have annual maximums that may not cover complete treatment costs.

• Medical Necessity vs. Cosmetic: Insurance companies distinguish between medically necessary and cosmetic crowns. Crowns placed to restore function or protect damaged teeth usually receive coverage. Purely cosmetic crowns may not qualify for insurance benefits.
• Annual Maximums: Most dental insurance plans have annual maximum benefits ranging from $1,000 to $2,000. High crown costs may exceed these limits, leaving patients responsible for remaining balances. Planning treatments across multiple years can maximize insurance benefits.
• Pre-authorization Requirements: Many insurance plans require pre-authorization for crown treatment. This process involves submitting treatment plans and X-rays for approval. Pre-authorization helps patients understand their coverage before treatment begins.

Financing Options for Dental Crowns

Healthcare Credit Cards

CareCredit and similar healthcare credit cards offer special financing for dental procedures. These cards often provide promotional interest-free periods ranging from six months to two years. Longer repayment terms with low interest rates are also available.

Application processes are typically quick and straightforward. Many patients receive approval within minutes. These cards can be used immediately for treatment, making them convenient financing solutions.

Personal Loans

Banks and credit unions offer personal loans for dental expenses. Interest rates vary based on credit scores and loan terms. Shopping around for the best rates can save significant money over the loan term.

Personal loans provide lump-sum payments that cover the entire treatment costs. Fixed monthly payments make budgeting easier. Loan terms typically range from two to seven years.

In-House Payment Plans

Many dental practices offer in-house dental financing options. These plans allow patients to pay treatment costs over several months. Interest rates and terms vary by practice, but they often provide more flexible options than traditional financing.

In-house plans may not require credit checks or extensive paperwork. They offer convenience and often feature more lenient approval requirements. Discussing these options with your dental office can reveal available programs.